(Minghui.org) When my daughter went to college, she took out an online loan with a high interest rate to pay for her tuition, but she did not tell us. When I eventually discovered this, I could hardly believe it. The total amount of the principal and interest exceeded 200,000 yuan (approximately US$27,400), a staggering sum for an ordinary family like ours.
I couldn’t control myself and thought: “I raised you. Now I also have to pay off such a massive debt! Did I owe you so much in a past lifetime that I have to repay it all in this one?”
My daughter got married and to my surprise, she divorced within a year. The judge ruled that she had to pay 100,000 yuan when she and her husband divided their assets. The financial burden on me grew even heavier, and my resentment toward her deepened.
Our debts continued to pile up. A few years ago, a relative persuaded my husband to go into business with him. My husband trusted him and took out a 300,000 yuan loan to invest in the venture. Unfortunately, it turned out to be a scam—the relative disappeared with all the money. I was so angry that I couldn’t sleep at night. As I lay in bed, all the past bitterness and grievances flooded my mind.
I was married for 30 years, yet I felt as if I received nothing but hardship. On our wedding day, my sister-in-law cried over a trivial problem, and my mother-in-law gave me a cold face. She often gave money to her other children, but when she was hospitalized, her son and I paid her medical bills. During family gatherings we were always the ones who bought the food.
I mentally blamed everyone. I suddenly realized: “How can I, a practitioner, harbor so much resentment? Isn’t this exactly the loophole the old forces are using to persecute me financially?”
I stood in front of Master’s portrait and said, “Master, I’ll only follow your arrangements, not the old forces. I won’t let them use my attachments as an excuse to undermine me. I will rectify myself according to the Fa. Please help me.”
In that moment, I realized just how toxic resentment really is and that I must eliminate it. I spent more time studying the Fa and I understood that all the hardships I faced stemmed from my karma. Master already endured so much for me, and what remained was for me to improve my xinxing. These were not misfortunes—they were opportunities for me to improve. My daughter didn’t come to “collect a debt,” she came to help me improve. I should be grateful to her and my husband.
I knew what I needed to do. I had to walk the path of cultivation and improve myself through the Fa. Tears streamed down my face, and I felt genuinely relieved—both mentally and physically.
After my mindset shifted, everything began to change. In 2021, the government expropriated both my mother’s and my in-laws’ properties, and each was generously compensated. My in-laws gave us 400,000 yuan, while my mother contributed 300,000 yuan. Not only were we able to pay off all our debts, but we also had some money to put into savings.
In fact, my daughter is a kind person and believes Falun Dafa is good. She has always supported my cultivation, and because of this, she has also been blessed. After remarrying, she had two children and now enjoys a happy family life. Once, she even knelt before Master’s portrait and said, “Master, if my parents owed me a debt in past lives, I don’t need them to repay it in this life.”
Looking back on my cultivation path, I am deeply grateful for Master’s compassionate salvation and his arrangements.
Articles in which cultivators share their understandings typically reflect an individual's perception at a point in time based on their cultivation state, and they are offered in the spirit of enabling mutual elevation.
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